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Rated 4.8/5 based on 28 reviews.So dont hesitate to approach local lenders and request for price quotes for the credit programs they offer to home equity loan applicants, like you. Bad Credit Home Loans are usually secured loans, so if you dont keep up the repayments you could lose your house. Make sure you can afford the repayments, and think seriously about taking out payment protection insurance. Oklahoma City, the capitol of Oklahoma, is known for its vibrant and eclectic culture. The city is home to a burgeoning energy industry activity, yet isLoans are not available in all states or jurisdictions and although bad credit is acceptable, the lender may at its discretion perform a credit check in What is a Bad Credit Loan? Bad credit can affect more than just our ability to borrow money.There may be a link between bad credit ratings and making large (false) claims on a home or apartment. Water, Electricity And Gas: Utility companies regularly check credit ratings on customers. 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